30-year fixed:  Rate 5.750%, APR 6.015%

15-year fixed:  Rate 5.125%, APR 5.555%

FHA:  Rate 5.550%, APR 6.802%

Estimated APR is based on interest rate + finance charges. Rates are for purchases only.

1. There is no housing bubble

“Over the past couple of years, home prices got ahead of themselves due to a perfect storm of massive pandemic induced demand and historically low mortgage rates. While I expect year-over-year price declines in 2023, I don’t believe there will be a systemic drop ...

After what could be months of browsing online, numerous home showings, and countless updates from your real estate agent about new listings, you're ecstatic to have finally found the home you want to buy. You put down an offer, and the seller has accepted. All the hard work is ...

What the Federal Funds Rate means to You

The federal funds rate, which is set by the central bank, is the interest rate at which banks borrow and lend to one another overnight. Although that’s not the rate that consumers pay, the Fed’s moves still affect the borrowing and saving ...