30-year fixed:  Rate 7.125%, APR 7.321%

15-year fixed:  Rate 6.125%, APR 6.419%

FHA:  Rate 6.500%, APR 7.729%

Estimated APR is based on interest rate + finance charges. Rates are for purchases only.

30-year fixed:  Rate 7.750%, APR 7.959%

15-year fixed:  Rate 6.750%, APR 7.058%

FHA:  Rate 7.000%, APR 8.245%

Estimated APR is based on interest rate + finance charges. Rates are for purchases only.

1. There is no housing bubble

“Over the past couple of years, home prices got ahead of themselves due to a perfect storm of massive pandemic induced demand and historically low mortgage rates. While I expect year-over-year price declines in 2023, I don’t believe there will be a systemic drop ...